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Dead Soul Is a Debt Collector

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Dead Soul Is a Debt Collector

Details about Martha Kunkle, whose name appeared on thousands of affidavits used to collect credit-card debts

Deceased Woman’s Name Was Robo-Signed on Thousands of Affidavits

The Wall Street Journal

By JESSICA SILVER-GREENBERG

Martha Kunkle has come back to life.

She died in 1995. Yet her signature later appeared on thousands of affidavits submitted by one of the nation’s largest debt collectors, Portfolio Recovery Associates Inc., in lawsuits filed against borrowers.

Some regulators complain that the use of Ms. Kunkle’s name reflects an epidemic of mass-produced, sloppy and inaccurate documentation in the debt-collection industry. Lawsuits have surged as more borrowers fall behind on payments and collection firms turn to courts to get what they are owed.

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